COMMUNITY REINVESTMENT ACT NOTICE

The Federal Community Reinvestment Act (CRA) requires the Federal Deposit Insurance Corporation to evaluate our performance in helping to meet the needs of this community, and to take this evaluation into account when the FDIC decides on certain applications submitted by us. Your involvement in this process is invited and encouraged.

You should know that:

You may obtain our current CRA statement for this community in this office.

You may send signed, written comments about our CRA statement or our performance in helping to meet community need to Thomas A. Bates, CRA Officer, 201 South Jefferson St., Sigourney, IA 52591 and to FDIC, 2345 Grand Ave., Suite 1500, Kansas City, MO 64108. Your letter, together with any response by us, may be made public.

You may look at this file of all signed, written comments received by us within the past 2 years, any responses we have made to the comments, and all CRA statements in effect during the past 2 years at our office located at 201 South Jefferson, Sigourney, IA.

You may ask to look at any comments received by the FDIC, 2345 Grand Ave., Suite 1500, Kansas City, MO 64108.

You also may request from the Federal Deposit Insurance Corporation, 550 17th Street NW, Washington, DC 20429, an announcement of applications covered by the CRA files with the FDIC.

You may obtain the public section of our most recent CRA Performance Evaluation, which was prepared by the Federal Deposit Insurance Corporation at 2345 Grand Ave., Suite 1500, Kansas City, MO 64108.

We are a subsidiary of Fountain View Bancorp., Inc., a one bank holding company. You may request from the Federal Reserve Bank of Chicago, 230 South LaSalle Street, Chicago, IL 60690, an announcement of applications covered by the CRA filed by bank holding company.